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English => Hints and suggestions for Psiram articles => Thema gestartet von: Eratosthenes am 19. Juli 2025, 12:08:47

Titel: TGI Gold GGMT Kaltenegger
Beitrag von: Eratosthenes am 19. Juli 2025, 12:08:47
I think there is also indisputable information about GGMT, TGI and Kaltenegger, such as the fact that Stiftung Warentest explicitly warns against buying gold there. https://www.test.de/TGI-AG-Vorsicht-vor-Goldkauf-mit-Rabatt-6205443-0/
Or the things that TGI itself claims, such as that Goldcrest in Ghana would achieve an 11% return on investment every month. It then gives over half of this to Kaltenegger and his customers simply because they lend their money.
They then use this borrowed money to buy gold, which is held in a deposit somewhere in Ghana and serves as collateral for further loans, which in turn are used to buy raw gold. Goldcrest does this even though, according to Kaltenegger, it belongs to an Indian billionaire family, which itself makes millions in profits every year with its business empire, if I have understood the business model correctly. I'm not a banker, but with my milkmaid math, this means that if Goldcrest returns 6% of an investment sum every month, it would have to spend 216% of the amount after 36 months. Plus the gold in the value of the loan. But correct me if I have made a mistake or miscalculated.

Translated with DeepL.com (free version)
Titel: Re: TGI Gold GGMT Kaltenegger
Beitrag von: Eratosthenes am 21. Juli 2025, 07:27:07
......ups there were a few 'bad' words in GROK. But the question:

What is the likelihood that the Goldcrest Refinery from Ghana will achieve monthly profits of up to 15%, as claimed by sales partners of TGI AG from Liechtenstein?

Anyone can ask the AI of their choice.
Titel: Re: TGI Gold GGMT Kaltenegger
Beitrag von: Eratosthenes am 26. Juli 2025, 19:49:06
Without having verified the claims made in the article, this is merely a reference to the fact that the TGI and GGMT business models are increasingly being discussed in English-speaking countries. The presumption of innocence naturally applies.


https://jessesingh.org/tgi-ag-review/ (https://jessesingh.org/tgi-ag-review/)
Titel: Re: TGI Gold GGMT Kaltenegger
Beitrag von: Eratosthenes am 07. August 2025, 20:11:07
In his latest TGI video, Helmut Kaltenegger claims that the rainforest in Guyana will fully recover within two years after being destroyed by TGI. Gold

The AI says:

How long does it take for the rainforest to fully regenerate after it has been completely cleared and dug up to a depth of several metres?

The regeneration of a rainforest after complete clearing and digging to a depth of several metres is a complex process that depends on many factors, such as soil conditions, climate, remaining seed sources and human intervention. Under optimal conditions, it can take centuries to millennia for a rainforest to reach anywhere near its original state – if at all. Primary regeneration (pioneer plants): After destruction, pioneer plants such as grasses and fast-growing shrubs can appear within 5–20 years, provided there are seed sources nearby. However, this phase is far from a fully functional rainforest ecosystem.
Secondary forest: After 50–100 years, a secondary forest may form, which has less biodiversity and complexity than a primary forest. The soil, which has been severely damaged by excavation, often lacks the necessary microfauna and nutrients, which significantly delays regeneration. Approaching original condition: A rainforest that is close to its original state, with high biodiversity, complex food webs and large tree species, can take 500–1000 years or more to regenerate. In many cases, especially where there is severe soil damage, complete recovery without human assistance (e.g. reforestation) is virtually impossible.

Someone tells not the truth.
Titel: Re: TGI Gold GGMT Kaltenegger
Beitrag von: Eratosthenes am 09. August 2025, 10:21:20
Once again, modified, from the old thread. Don't forget that information only harms those who don't have it, and transparency is so important.

1. How much gold is stored in the vaults or banks of GC and GE?
2. What turnover have GE and GC generated in the last four years?
3. How much money have GC and GE received from TGI so far?
4. How much money has TGI earned so far:
– From Goldcrest (GC)?
– From Golden Empire (GE)?
– From investors?
5. How much money has TGI spent so far?
– On GC
– On GE
– On commissions for salespeople?
– On costs?
– On marketing campaigns and sponsorship?
– On investors?
6. How high are the liabilities from TGI's promises over the next 2, 5 and 10 years
(discounts, Worldpool and all other promises?) that CE and GE have to generate?

One figure is sufficient as an answer. Supporting documents would be appreciated.

Translated with DeepL.com (free version)
Titel: Re: TGI Gold GGMT Kaltenegger
Beitrag von: Eratosthenes am 14. August 2025, 07:07:36
I just double-checked, and according to TGI's black cash flow diagram, Goldcrest pays 6% interest per month to TGI. After 36 months, they also repay the loan amount.

So it costs Goldcrest €2,160 to borrow €1,000 from TGI over three years.
Or have I misunderstood something?
Titel: Re: TGI Gold GGMT Kaltenegger
Beitrag von: Eratosthenes am 14. August 2025, 21:20:53
Summary of today's video: lots of promises and claims, but no evidence or proof. The court spent four years examining TGI's business model and found it to be sound. Does the judge know that his ruling is being used for advertising purposes?
What were his name and the prosecutor's name again?

Last year, they claim to have generated 30 million in revenue by the end of July, and this year they are already at 90 million. Goldcrest and Golden Empire will have to work hard if they are to generate almost half a billion soon in order to generate the 'discounts' for three years.

When it comes to share purchases, the magic word is 'registered shares', for which no prospectus is required. Practical.

If I had such great balance sheets, I would have them independently audited and published.

On Northdata regarding the latest (2023) annual financial statements:

Quote
22 March 2025
Annual financial statements as of 31 December 2023 (filed only)

1 October 2024
Annual financial statements as at 31 December 2022 (filed only)

https://www.northdata.de/TGI%20AG,%20Vaduz/FL-0002.646.647-1
Titel: Re: TGI Gold GGMT Kaltenegger
Beitrag von: Eratosthenes am 18. August 2025, 17:10:32
According to the latest video (25 August), TGI claims to have sold over 300 kilograms of gold in May and June. Based on a rough estimate and TGI's black cash flow diagram, and assuming a purchase price of around 29 million euros, Godcrest and Golden Empire would have to transfer approximately 1.7 million euros to TGI every month for the next 36 months just for these two months. Godcrest and Golden Empire would have to transfer an estimated 1.7 million euros to TGI every month for the next 36 months.

Translated with DeepL.com (free version)
Titel: Re: TGI Gold GGMT Kaltenegger
Beitrag von: Nora Wood am 20. August 2025, 03:02:15
Zitat von: Eratosthenes am 19. Juli 2025, 12:08:47I think there is also indisputable information about GGMT, TGI and Kaltenegger, such as the fact that Stiftung Warentest explicitly warns against buying gold there. https://www.test.de/TGI-AG-Vorsicht-vor-Goldkauf-mit-Rabatt-6205443-0/ [versteckten SPAM-Link entfernt - P]
Or the things that TGI itself claims, such as that Goldcrest in Ghana would achieve an 11% return on investment every month. It then gives over half of this to Kaltenegger and his customers simply because they lend their money.
They then use this borrowed money to buy gold, which is held in a deposit somewhere in Ghana and serves as collateral for further loans, which in turn are used to buy raw gold. Goldcrest does this even though, according to Kaltenegger, it belongs to an Indian billionaire family, which itself makes millions in profits every year with its business empire, if I have understood the business model correctly. I'm not a banker, but with my milkmaid math, this means that if Goldcrest returns 6% of an investment sum every month, it would have to spend 216% of the amount after 36 months. Plus the gold in the value of the loan. But correct me if I have made a mistake or miscalculated.

Translated with DeepL.com (free version)
It seems the business model of GGMT, TGI, and Kaltenegger is highly questionable. If Goldcrest truly paid out 6% monthly returns, after 36 months they'd owe 216% of the original investment—on top of the gold used as collateral. That math alone makes the claims hard to believe.
Titel: Re: TGI Gold GGMT Kaltenegger
Beitrag von: Eratosthenes am 20. August 2025, 06:58:34
Zitat von: Nora Wood am 20. August 2025, 03:02:15
Zitat von: Eratosthenes am 19. Juli 2025, 12:08:47I think there is also indisputable information about GGMT, TGI and Kaltenegger, such as the fact that Stiftung Warentest explicitly warns against buying gold there. https://www.test.de/TGI-AG-Vorsicht-vor-Goldkauf-mit-Rabatt-6205443-0/  [versteckten SPAM-Link entfernt - P] Or the things that TGI itself claims, such as that Goldcrest in Ghana would achieve an 11% return on investment every month. It then gives over half of this to Kaltenegger and his customers simply because they lend their money.
They then use this borrowed money to buy gold, which is held in a deposit somewhere in Ghana and serves as collateral for further loans, which in turn are used to buy raw gold. Goldcrest does this even though, according to Kaltenegger, it belongs to an Indian billionaire family, which itself makes millions in profits every year with its business empire, if I have understood the business model correctly. I'm not a banker, but with my milkmaid math, this means that if Goldcrest returns 6% of an investment sum every month, it would have to spend 216% of the amount after 36 months. Plus the gold in the value of the loan. But correct me if I have made a mistake or miscalculated.

Translated with DeepL.com (free version)
It seems the business model of GGMT, TGI, and Kaltenegger is highly questionable. If Goldcrest truly paid out 6% monthly returns, after 36 months they'd owe 216% of the original investment—on top of the gold used as collateral. That math alone makes the claims hard to believe.

Hello Nora, welcome to the forum. If these returns are highly questionable , does that not raise the question of where the money comes from, which is obviously paid out regularly after three years? It is now interesting to ask the AI such questions, even if not everyone will like the answers.
Titel: Re: TGI Gold GGMT Kaltenegger
Beitrag von: Peiresc am 20. August 2025, 08:02:03
Zitat von: Eratosthenes am 20. August 2025, 06:58:34Hello Nora, welcome to the forum.

You welcomed a spammer / bot.
Titel: Re: TGI Gold GGMT Kaltenegger
Beitrag von: Eratosthenes am 20. August 2025, 08:36:47
Zitat von: Peiresc am 20. August 2025, 08:02:03
Zitat von: Eratosthenes am 20. August 2025, 06:58:34Hello Nora, welcome to the forum.

You welcomed a spammer / bot.
,,Bled gloffe" wie wir Schwaben dagen. :rock
Titel: Re: TGI Gold GGMT Kaltenegger
Beitrag von: Eratosthenes am 25. August 2025, 13:12:44
Managing Director Michael Ewy on the start of the share sale and the reasons for founding TGI in Liechtenstein in the Chemnitz video from 2:11:53:

ZitatK....the regulatory approval of the share sale will take place in the next two weeks..... (how many times have I heard that now?)...

K:...the reason is that in Liechtenstein, the FMA examines the share prospectus very closely, and the IPO is already being prepared....

E:....we deliberately went to Liechtenstein because LS is a.... strictly regulated market, also with regard to gold and gold trading...we took this as an opportunity to create a legal and secure framework for our customers....the secure framework of gold....

K: That was exactly the point

The FMA Liechtenstein writes:

ZitatThe Financial Market Authority (FMA) Liechtenstein has noticed an increase in enquiries about companies domiciled in Liechtenstein that have developed various models for the acquisition and storage of physical gold and other precious metals. They sell these precious metals via the internet or through distribution structures. The FMA notes that the sale and subsequent custody of physical precious metals and the corresponding disclosure of holdings to customers does not, in principle, constitute an activity requiring special legal authorisation and therefore does not require authorisation from the FMA.
Providers are therefore not subject to prudential supervision by the FMA in this regard, which is why purchase agreements and precious metal holdings are not reviewed by the FMA. The FMA points out that in the event of any irregularities on the part of the seller or custodian, the investor must enforce the surrender of the physical precious metal, if necessary through legal action. In the event of a lack of creditworthiness on the part of the counterparties, total losses cannot be ruled out.

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Titel: Re: TGI Gold GGMT Kaltenegger
Beitrag von: Sara la Noire am 26. August 2025, 19:08:21
Zitat von: Peiresc am 20. August 2025, 08:02:03
Zitat von: Eratosthenes am 20. August 2025, 06:58:34Hello Nora, welcome to the forum.

You welcomed a spammer / bot.

Das kann man sicher erkennen, ob das ein Mensch ist oder ein Bot?
Titel: Re: TGI Gold GGMT Kaltenegger
Beitrag von: Peiresc am 26. August 2025, 19:29:14
Zitat von: Sara la Noire am 26. August 2025, 19:08:21Das kann man sicher erkennen, ob das ein Mensch ist oder ein Bot?

Gute Frage. Heutzutage sollte man meinen, wenn der Text zu glatt ist, dann ist er aus der Maschine, also der inverse Turing-Test. Allerdings weiß man seit längerem, dass es schlechterdings keinen Stil gibt, den man nicht nachmachen kann. Und die Chat-Bots können auch absichtlich Fehler einbauen.

Doch ist das in diesem Fall alles irrelevant, weil die Unterscheidung zwischen menschlichem und maschinellem Spammer unwichtig ist. Hauptsache Spammer.
Titel: Re: TGI Gold GGMT Kaltenegger
Beitrag von: Eratosthenes am 26. August 2025, 21:34:20
Der nächste Schritt wäre dann den Spam mit dem, gedachten, Profil des Moderators abzugleichen.

Gerade gehört:

https://www.br.de/mediathek/podcast/der-ki-podcast/silicon-sampling-kann-ki-menschen-simulieren/2109841 (https://www.br.de/mediathek/podcast/der-ki-podcast/silicon-sampling-kann-ki-menschen-simulieren/2109841)
Titel: Re: TGI Gold GGMT Kaltenegger
Beitrag von: Eratosthenes am 28. August 2025, 06:48:26
Since there is apparently a 'live event' taking place in Kiel this evening, here are a few ideas for the Q&A session:

Transparency is so important.

1. How much gold is stored in the vaults or banks of Goldcrest (GC) and Golden Empire (GE)?
2. What turnover have GE and GC generated in the last four years?
3. How much money have GC and GE received from TGI to date?
4. How much money has TGI earned to date:
– From Goldcrest (GC)?
– From Golden Empire (GE)?
– From investors?
– From the mine in Guyana?
5. How much money has TGI spent to date?
– To GC
– To GE
– On commissions for distributors and referrers?
– On cost price or personal withdrawals?
– On marketing campaigns and sponsorship?
– To investors?
– For the purchase of gold mine shares?
- For the purchase of the yacht?
6. How high are the liabilities from TGI's promises over the next 3 years
  (discounts, Worldpool and all other promises?) that thi mine, CE and GE have to generate?
7. How much money did TGI have to pay to appease the creditors of GGMTrading and BAUMIN?
8. When will TGI's annual reports for recent years be published? Have they been audited by an
  independent auditor?
9. Where can one view the contracts in which GE and GC confirm the 5.7% monthly interest rate?

A single number or a yes or no answer is sufficient for each question. Supporting documents would be appreciated.

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Titel: Re: TGI Gold GGMT Kaltenegger
Beitrag von: Eratosthenes am 30. August 2025, 13:26:19
A question for everyone who, like me, cannot believe that Goldcrest and Golden Empire, Kaltenegger and TGI pay almost 70% interest per annum on their money: where do you think the money for the discounts, gold chains, Maybachs, commissions, yachts and sponsorship comes from?
Titel: Re: TGI Gold GGMT Kaltenegger
Beitrag von: Eratosthenes am 02. September 2025, 11:07:01
ZitatEwy: 'These referral bonuses are firmly incorporated into our business model and are covered by our own mine and in cooperation with our business partners.'

The mine's balance sheet to date alone would be interesting. Purchase price, investments, ongoing monthly costs, amount of gold mined and sold to the state.
Titel: Re: TGI Gold GGMT Kaltenegger
Beitrag von: Eratosthenes am 04. September 2025, 08:53:51
The Gold Dealer (a tragicomedy):

On a beautiful Thursday morning in Accra, the capital of Ghana.
An elderly gentleman wearing a turban, Omar Bin Sari (OBS), and a not-so-elderly woman, Marilika Sozuki (MS), sit opposite each other in the shiny chrome administrative building of West Africa's largest sausage manufacturer.

OBS: Good morning, my dear, did you sleep well?
MS: Yes, thank you for asking, and you?
OBS: Everything's fine. I saw that another gold delivery is waiting downstairs to be delivered to my good friend Karl-Heinz in Monaco.
MS: Yes, he buys gold from us like crazy, I can't explain why.
OBS: How much is the delivery worth?
MS: One million.
OBS: Great (draws a Mercedes star in his notebook), how much did Karl-Heinz pay for it three years ago?
MS: 500,000.
OBS: Well, at least (crosses out the Mercedes star and replaces it with the VW logo), you negotiated such a brilliant discount system with him. How much has he transferred for it over the last 36 months?
MS: We transferred one million to him.
OBS: (Opens Excel on the notebook in front of him) But we made a real profit with the 500,000 purchase price, didn't we?
MS: Not directly, we bought gold with it and locked it up in our basement.
OBS: Why, then it can't work at all.
MS: For security, at the bank.
OBS: Which bank?
MS: Well, the bank where I took out the loan to buy the raw gold, which we then refined for Karl-Heinz. At first, I offered him 68%, but then he looked at me strangely and negotiated me down to 7%.
OBS: (types something into his notebook) How much did we pay for this raw gold?
MS: Not much. After all the costs were paid, we still made a 1.5% profit.
OBS: (changes the column in Excel, changes the font colour from red to black and adds up the columns) Dear Ms Sozuki, I now have a rough idea why Karl-Heinz buys so much here.

(To be continued)

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Titel: Re: TGI Gold GGMT Kaltenegger
Beitrag von: Eratosthenes am 08. September 2025, 09:06:29
Shouldn't the newspapers in Zambia and all the gold channels on the internet be bursting with reports about a 60 billion dollar gold deal? Or should there at least be a short press release from the Zambian government?

One could almost think that someone is trying to let Kaltenegger and TGI participate in his business model using the same methods that TGI uses with its gold customers. I wonder if the same inheritance laws apply in Zambia as in Sierra Leone? Wasn't it promised that Goldcrest would pay out the BAUMIN 'customers'?

Unlike their new business partner Michele, they didn't even have the global patent for this machine which (quote from memory) "...grinds the stone to dust and the gold falls out on one side because it is heavier and the waste on the other). Cost: 2.5 million per unit. I wonder how many of these machines TGI will pay for in advance.  (Quote from memory) '...then we'll just buy 20 units...'. No wonder the prototype is said to have 'produced 300 kilos of gold in a month.'

The longer I think about it, the more astonished I am that TGI's and Kaltenegger's gold dealer competitors are keeping so quiet. After all, these are sales that Kaltenegger claims should also be noticeable in their wallets.

One doesn't even want to imagine that the others have professional warning lawyers.


Translated with DeepL.com (free version)